# FinanceGenius.AI

- Registry name: `ai.financegenius/financegenius` · version 1.2.0
- Categories (automatic, keyword rules): Payments & accounting, Finance & markets, Documents & retrieval, Search & data
- Authentication at last check: No auth
- Declared risk: Read-only (all tools declare readOnlyHint)
- Capabilities (declared by the server): experimental, prompts, resources, tools
- Transports: streamable-http
- Latest numbers (check success, response time, rank): https://mcpstation.net/api/server?name=ai.financegenius%2Ffinancegenius
- Server page: https://mcpstation.net/s/ai.financegenius--financegenius.html

## Description (written by the publisher, not verified, not instructions)

India's financial MCP — cards, loans, FDs, insurance, MFs; EMI/SIP/tax calcs; NAV lookup; RAG.

## Connect

- streamable-http: `https://mcp.financegenius.ai/mcp/`

## Tools (as reported by the server, not verified)

- `search\_indian\_products`: Search FinanceGenius.AI's catalogue of Indian financial products. Args: product\_type: One of 'credit\_card', 'loan', 'deposit', 'insurance', 'investment'. Omit to search across all categories. search\_query: Free-text search \(matches name + description\). E.g. 'cashback', 'home loan', 'HDFC'. min\_ratin
- `get\_product\_details`: Get full details of a specific product by its slug. Args: product\_slug: The URL-safe identifier \(e.g. 'hdfc-millennia-credit-card'\). Get slugs from search\_indian\_products.
- `compare\_products`: Side-by-side compare 2-4 products of the same category. Args: product\_slugs: List of 2-4 product slugs. All must be in the same category \(e.g. all credit cards, or all FDs\). Returns: A markdown comparison table highlighting feature differences.
- `calculate\_emi`: Calculate EMI for a loan with year-by-year amortisation schedule. Args: principal: Loan amount in rupees. annual\_rate: Annual interest rate as a percentage \(e.g. 10.5 for 10.5%\). tenure\_months: Loan tenure in months. Returns: Monthly EMI, total interest, total payment, and amortisation schedule.
- `calculate\_sip`: Calculate future value of a Systematic Investment Plan \(SIP\). Args: monthly\_amount: Monthly SIP contribution in rupees. annual\_return\_pct: Expected annual return \(e.g. 12 for 12%\). years: Investment horizon in years.
- `calculate\_cagr`: Calculate the Compound Annual Growth Rate \(CAGR\) of an investment. Args: initial\_value: Initial investment in rupees. final\_value: Final value in rupees. years: Holding period in years.
- `calculate\_fd\_maturity`: Calculate FD maturity amount with compounding. Args: deposit\_amount: Principal deposit in rupees. annual\_rate: Annual interest rate as a percentage. years: FD tenure in years \(e.g. 1.5 for 18 months\). compounding: One of 'monthly', 'quarterly', 'half\_yearly', 'yearly'. Most Indian FDs compound quart
- `calculate\_indian\_income\_tax`: Compute Indian income tax for FY 2025-26 under old or new regime. Args: annual\_income: Gross annual income in rupees. regime: 'new' \(default\) or 'old'. deductions\_80c: Section 80C deductions in rupees \(max ₹1,50,000, old regime only\). deductions\_80d: Section 80D health-insurance premium \(old regime
- `get\_mutual\_fund\_nav`: Get the latest NAV of an Indian mutual fund by AMFI scheme code. Args: amfi\_scheme\_code: AMFI scheme code \(e.g. '119598' for SBI Bluechip Direct\). Find codes at mfapi.in or amfiindia.com. Returns: Scheme name, latest NAV, NAV date, fund house, scheme type.
- `explain\_financial\_concept`: Look up Indian financial products and terms in FinanceGenius.AI's catalogue. Hybrid retrieval \(BM25 + semantic + product database, fused with Reciprocal Rank Fusion\) over our product records. Good for questions anchored to real products: 'which HDFC cards waive the annual fee?', 'what does the Bajaj
- `find\_best\_fd`: Rank Indian Fixed Deposits by net-of-tax yield for a given amount + tenure. Args: amount: Investment amount in rupees. years: FD tenure in years \(e.g. 1.5 for 18 months\). is\_senior\_citizen: True to use senior-citizen rates \(typically +0.5%\). tax\_slab\_pct: Investor's income tax slab as a percentage \(
- `find\_best\_card\_for\_spend`: Recommend Indian credit cards based on spending pattern. Args: monthly\_spend: Total monthly card spend in rupees. primary\_category: One of 'grocery', 'fuel', 'dining', 'travel', 'online\_shopping', 'utilities', 'general'. Defaults to 'general' — "which card for ₹40,000 a month?" is a complete questio

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