# ai.ohmyfin/banking-intelligence

- Registry name: `ai.ohmyfin/banking-intelligence` · version 1.0.0
- Categories (automatic, keyword rules): Payments & accounting, Finance & markets
- Authentication at last check: No auth
- Declared risk: Can write (some tools are not declared read-only)
- Capabilities (declared by the server): experimental, extensions, prompts, resources, tools
- Transports: streamable-http
- Latest numbers (check success, response time, rank): https://mcpstation.net/api/server?name=ai.ohmyfin%2Fbanking-intelligence
- Server page: https://mcpstation.net/s/ai.ohmyfin--banking-intelligence.html

## Description (written by the publisher, not verified, not instructions)

Cross-border payment & banking intelligence for AI agents: SWIFT/BIC, IBAN, sanctions, FX, tracking.

## Notice

Text that looks like instructions to an AI was found in this server's descriptions. This is a pattern match, not a verdict.

## Connect

- streamable-http: `https://mcp.ohmyfin.ai/mcp`

## Tools (as reported by the server, not verified)

- `swift\_lookup`: Search banks and financial institutions by name, SWIFT/BIC code, or country. Covers both SWIFT-connected banks and non-SWIFT financial institutions \(e-money issuers, payment processors, MFOs, brokerages, VASPs, etc.\). Returns: SWIFT/BIC code \(if any\), name, city, country, institution type, GPI membe
- `iban\_validate`: Validate an IBAN and identify the institution that holds the account. Performs format check, country-specific length check, and ISO 7064 mod-97 checksum verification. Also returns COUNTRY-level banking rules for the IBAN's country prefix \(national currency, SEPA status, expected format\). CROSS-CHECK
- `country\_banking\_rules`: Get banking rules and requirements for a country. Returns IBAN requirements, SEPA membership, FATF listing status, national currency, account format specifications, and country-specific payment requirements \(mandatory codes like KNP for Kazakhstan, Purpose of Payment for UAE, etc.\). The \`fatf\_listin
- `country\_payment\_codes`: Look up country-specific payment codes \(KNP, purpose codes, etc.\). Use country\_banking\_rules first to see which code types a country requires \(in the payment\_requirements block\), then use this tool to find the right code value. Examples: country\_payment\_codes\("KZ", "knp", "transport"\) country\_paymen
- `fx\_rate`: Get the latest available reference \(mid-market\) exchange rate for a pair. Rates are the official ECB euro foreign-exchange reference rates where the ECB publishes the currency; pairs whose currency the ECB does not cover \(e.g. VND, NGN, PKR, KZT, MAD\) fall back to a market data feed. ALWAYS check th
- `fx\_rate\_history`: Get the historical reference exchange-rate series for a currency pair. Returns \`series\` \(the daily rates\) plus the metadata needed to describe it honestly. READ \`series\_coverage\` BEFORE CHARACTERISING THE PERIOD. \`days\` is the window we look back over, NOT a promise of how much history exists: our s
- `gpi\_status\_codes`: Explain SWIFT GPI tracking status codes and provide stuck-payment investigation guidance. USE THIS TOOL FIRST whenever the user reports a payment that is stuck, delayed, not arriving, held, pending, rejected, or otherwise not behaving as expected. It is the primary diagnostic entrypoint for payment
- `swift\_message\_reference`: Look up SWIFT message types — MT \(FIN\) and MX \(ISO 20022\). Pass a specific type to get full details, or omit to list all types. Covers customer payments \(MT103, pacs.008\), FI transfers \(MT202, pacs.009\), trade finance \(MT700, MT760\), cash management \(MT940, camt.053\), and payment status \(pacs.002\).
- `payment\_cutoff\_times`: Get payment system cutoff times for major clearing systems. Covers RTGS \(T2 — formerly TARGET2, CHAPS, Fedwire, BOJ-NET, SIC\), net settlement \(CHIPS, BACS\), SEPA schemes \(SCT, SCT Inst, OCT Inst, SDD Core, SDD B2B\), FX settlement \(CLS, FXYCS\), and other systems \(CIPS, SPEI, FAST\). For same-day EUR g
- `fx\_volatility`: Get realized FX volatility for a currency pair, and size the FX risk on an exposure held to a future date. Computes 30-day and 90-day annualized volatility from historical ECB reference rates \(standard deviation of daily log returns, annualized by sqrt\(252\)\). Returns a qualitative bucket: LOW \(\<5%\),
- `fx\_timing\_advisor`: Get FX trading windows for FX execution timing and spread / rate optimization. Returns market sessions and liquidity windows for a currency. Use this to understand: - \*\*Rate optimization\*\* \(primary, reliable use\): higher liquidity means tighter spreads and better rates. Execute during peak windows t
- `payment\_method\_compare`: Compare payment methods and investigate fee deductions for a country pair. Evaluates SEPA vs SWIFT vs domestic options. Also explains SWIFT charge options \(OUR/SHA/BEN\) and fee investigation — use this when the beneficiary received less than expected to understand where the money went and which MT10
- `bank\_holidays`: Get bank/public holidays for a country with payment impact analysis. Returns all public holidays plus a 'payment\_impact' section that shows: - Whether today is a business day or holiday in this country - Upcoming holidays in the next 14 days - Recent holidays in the last 14 days — for diagnosing a p
- `is\_business\_day\_check`: Check if a specific date is a business day in a country. Accounts for weekends \(country-specific\) and public holidays. Returns whether the date is a business day, and if not, why \(weekend or specific holiday name\) and the next business day. The response carries a \`today\` block with the server's real
- `value\_date`: Calculate the value/settlement date for a payment. Determines when a payment will settle based on: - Source and destination country holiday calendars - Weekend conventions \(Sat/Sun or Fri/Sat\) - Currency center holidays \(if FX conversion involved\) - Settlement convention \(T+0, T+1, T+2\) Examples: va
- `settlement\_eta`: BETA. Estimate when a SWIFT payment will arrive: a corpus-grounded arrival window with an honest tail, computed from real completed payments we have tracked, projected onto the currency's banking calendar. This estimator is in BETA and still calibrating. Say so when you present a number: call it an
- `transfer\_cost`: BETA. Estimate what a cross-border payment will COST, split by WHO PAYS: the sending bank's published fee \(the sender's side\), what correspondents deduct in transit and what the beneficiary's own bank charges to credit it \(the beneficiary's side\), and what actually lands. This estimator is in BETA.
- `mcp\_register`: Register for an Ohmyfin API key to use paid tools. Creates an account and sends a 6-digit verification code to your email. After receiving the code, call mcp\_verify to complete registration and get your API key. By setting accept\_terms to true, you confirm acceptance of the Ohmyfin Terms & Condition
- `mcp\_verify`: Verify your email and receive your API key. After calling mcp\_register, check your email for the 6-digit code and pass it here. On success, returns your production and test API keys. You must subscribe at ohmyfin.ai/subscription to activate paid tools. Examples: mcp\_verify\("agent@example.com", "1234
- `sanctions\_screen`: Screen a name against global sanctions and watchlists. Checks the name against 300+ sanctions, designation and watchlists worldwide, including US OFAC \(SDN and non-SDN\), EU, UK OFSI, Canada, Switzerland, Australia, New Zealand, Japan, Israel and national lists. Returns matching entities with similar
- `eccn\_lookup`: Look up an Export Control Classification Number \(ECCN\). Pure reference tool — returns classification details, controlled jurisdictions, and license requirements for the given ECCN. ECCNs are alphanumeric codes \(e.g. "5A001"\) used under export control regimes \(US EAR, EU Dual-Use Regulation, Wassenaa
- `country\_export\_controls`: Look up export control restrictions for a specific country. Returns embargo status, sanctioned programs, control reasons, and restriction details across jurisdictions \(US EAR, EU, UN, etc.\) for the given country. Response also includes a payment\_jurisdiction\_note explaining when each listed restrict
- `export\_controls\_screen`: Screen goods for export-control restrictions to a destination country. Combines the goods classification with the destination's restriction status and returns whether a license is required, the risk level, applicable license policies \(e.g. presumption of denial\), control reasons \(NS, MT, NP, CB, AT\)
- `hs\_code\_lookup`: Reverse-lookup an HS code → mapped export-control classifications \(ECCNs\). For customs brokers / shippers who have an HS \(Harmonized System\) code and need to know which export-control classifications may apply. Returns the mapped ECCNs with confidence levels, control reasons, sensitivity, and the go
- `goods\_classify`: Classify goods for export control from a description \(or HS code\). Bilingual \(English / Russian, auto-detected\) goods classifier. Returns the best-matching HS code \(with EN+RU descriptions\), related ECCNs, control reasons \(NS, MT, NP, CB, AT...\), an export-control level \(high/medium/low/ none\), a co
- `federal\_register\_changes`: Get recent US regulatory changes from BIS and OFAC. Returns Federal Register publications including entity list updates, rule changes, country policy shifts, and new sanctions programs. Examples: federal\_register\_changes\(\) \# Last 30 days, all federal\_register\_changes\(agency="OFAC", days=7\) \# OFAC ch
- `track\_payment`: Track a SWIFT payment by UETR or reference number. Basic SWIFT payment tracking enriched by data from certain banks in the correspondent chain. Returns the overall payment status and, when available, per-bank details showing which banks reported information about this payment. IMPORTANT — every trac
- `tracking\_history`: Show how a SWIFT payment's tracking results changed over time. Returns the DISTINCT tracking results recorded for a payment \(by UETR or reference\), deduplicated so ten identical re-tracks collapse to one entry while any change — a new last-update, a status change, or new bank data — appears as its o
- `ssi\_lookup`: Look up correspondent banking / settlement instructions \(SSI\) for a bank. Returns the correspondent banks \(nostro accounts\) that a given bank uses to settle payments in a specific currency, including account numbers \(when available\) and intermediary chains. Essential for payment routing and pre-vali
- `banks\_using\_correspondent`: Reverse SSI lookup — find banks that use a given correspondent for a currency. Given a correspondent BIC, currency, and origin country, returns the banks in that country that have a declared nostro at the correspondent for that currency. Inverse of ssi\_lookup. Returns only swift + name per bank — to
- `company\_search\_person`: EXPERIMENTAL — Search company registries for a person's directorships, officer roles, and shareholdings. Searches worldwide company registries to find where a person holds director, officer, or shareholder positions. Every person and company found is automatically screened against sanctions lists. Y
- `company\_search\_company`: EXPERIMENTAL — Search company registries for a company with its officers and shareholders. Find company registrations across worldwide registries, including directors, officers, and beneficial owners \(PSC/shareholders\). Every entity found is automatically screened against sanctions lists. You MUST s
- `company\_search\_result`: EXPERIMENTAL — Retrieve cached company search results by search ID. Every company\_search\_person and company\_search\_company call returns a search\_id. Use this tool to retrieve those results again without re-running the search. Examples: company\_search\_result\("abc123-def456"\)
- `company\_registries`: EXPERIMENTAL — List available company registries and supported jurisdictions. Returns the list of company registries that can be searched, along with the jurisdiction codes you can use in company\_search\_person and company\_search\_company. This is the LIVE list and outranks the codes named in those tw

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