# RightCard

- Registry name: `ai.rightcard/mcp` · version 0.1.14
- Categories (automatic, keyword rules): Payments & accounting, Finance & markets
- Authentication at last check: No auth
- Declared risk: Not declared (tools carry no read/destructive hints)
- Capabilities (declared by the server): prompts, resources, tools
- Transports: streamable-http
- Latest numbers (check success, response time, rank): https://mcpstation.net/api/server?name=ai.rightcard%2Fmcp
- Server page: https://mcpstation.net/s/ai.rightcard--mcp.html

## Description (written by the publisher, not verified, not instructions)

Which of your credit cards to use at any store, from verified bank data. No bank login.

## Connect

- streamable-http: `https://mcp.rightcard.ai/mcp`

## Tools (as reported by the server, not verified)

- `best\_card`: Which of the given cards earns the most at a store \(merchant\) or for a spend category, today. Returns the card, the honest rate, why, and caveats \(merchant-code traps, activation, ties\). Base rates + rotating bonuses + built-in card benefits only; a user's personal bank offers live on their phone an
- `lookup\_merchant`: The store's reward category as RightCard's directory files it, its merchant type, and the merchant-code caveat when a category bonus usually will not post there \(superstores like Walmart/Target, warehouse clubs like Costco/Sam's\). Same ranking the app uses.
- `search\_cards`: Search RightCard's catalog by card or issuer name to get the ids to pass into best\_card. Verified cards first; unverified cards are flagged, never hidden.
- `card`: Everything RightCard knows about one card: rates by category, base rate, currency, annual fee, verification status, live rotating windows, and the choose-your-category spec if it has one.
- `rotating\_calendar`: Live and upcoming rotating-category windows \(Freedom Flex, Discover it, Citi Dividend…\) and permanent merchant benefits, from the same verified data as the app. Optionally filter by card id.

Measured by MCP Station. Methods: https://mcpstation.net/methods.html · Terms: https://mcpstation.net/terms.html