# QuantCalc Retirement Engine

- Registry name: `app.quantcalc/retirement-engine` · version 1.2.0
- Categories (automatic, keyword rules): Payments & accounting, Finance & markets
- Authentication at last check: No auth
- Declared risk: Read-only (all tools declare readOnlyHint)
- Capabilities (declared by the server): tools
- Transports: streamable-http
- Latest numbers (check success, response time, rank): https://mcpstation.net/api/server?name=app.quantcalc%2Fretirement-engine
- Server page: https://mcpstation.net/s/app.quantcalc--retirement-engine.html

## Description (written by the publisher, not verified, not instructions)

Retirement Monte Carlo, tax-aware withdrawal and Roth-conversion plans, and a 2026 return estimate.

## Connect

- streamable-http: `https://mcp.quantcalc.app`

## Tools (as reported by the server, not verified)

- `run\_retirement\_projection`: Runs a Monte Carlo retirement projection on the QuantCalc engine and returns the success rate, the ending-portfolio distribution, and the assumptions that produced them. The result states the return model that ran, the number of paths, and the income assumptions it used, including when there are non
- `run\_tax\_aware\_projection`: Runs the retirement projection with the household's accounts split by tax type and returns the withdrawal order and Roth-conversion programme the engine selected, its present-value advantage and range against drawing traditional first, and the after-tax success rate. Federal and state income tax \(50
- `compare\_return\_assumptions`: Runs the same plan against several published capital market assumption sets and returns the success rate and median outcome under each, showing how far the answer moves with the return forecast used. Every input is optional: omitted plan inputs use an illustrative plan \(age 65, $1,000,000 saved, $40
- `list\_return\_assumption\_sources`: Returns the published capital market assumption sets the engine carries and which components each publisher provides \(returns, volatilities, correlations\).
- `explain\_methodology`: Returns what the QuantCalc engine models and what it deliberately leaves out, including the tax provisions that are out of scope, and links to the published methodology.
- `estimate\_2026\_tax\_return`: Estimates a household's 2026 federal and state income tax return from its 2026 income \(wages, Social Security, IRA and 401\(k\) distributions, pensions, Roth conversions, interest, dividends, capital gains and losses\), deductions, withholding and estimated payments, and returns the federal refund or a
- `optimize\_social\_security\_claiming`: Searches every Social Security claiming age from 62 \(or today's age\) to 70 for the household's tax-aware plan: each age's benefit is the given benefit restated by the SSA reduction and delayed-retirement-credit rules, and each age runs the full tax-aware plan on the same simulated markets as the pla

Measured by MCP Station. Methods: https://mcpstation.net/methods.html · Terms: https://mcpstation.net/terms.html