# BackNine Life Insurance

- Registry name: `com.back9ins/life-insurance` · version 1.0.1
- Categories (automatic, keyword rules): Markets & trading, Finance & markets
- Authentication at last check: No auth
- Declared risk: Has destructive tools (destructiveHint)
- Capabilities (declared by the server): tools
- Transports: streamable-http
- Latest numbers (check success, response time, rank): https://mcpstation.net/api/server?name=com.back9ins%2Flife-insurance
- Server page: https://mcpstation.net/s/com.back9ins--life-insurance.html

## Description (written by the publisher, not verified, not instructions)

Compare life insurance quotes and start electronic applications with BackNine.

## Connect

- streamable-http: `https://app.back9ins.com/api/v1/mcp/public`

## Tools (as reported by the server, not verified)

- `get\_life\_quote\_requirements`: Get required inputs for anonymous US life insurance and long-term-care quotes across enabled non-annuity product types, including product-specific inputs, solves, health labels, and rider filters. No name, email, phone, SSN, account, or existing application is needed.
- `quote\_term\_life`: Get term-life quotes using explicit user-provided rating inputs. Results include consumer product details, benefit comparisons, and quote-based application guidance. Each result includes an opaque quote\_id valid for 30 minutes. After the user selects a quote and requests an application, call create\_
- `quote\_final\_expense`: Get final-expense life insurance quotes, including small burial/funeral coverage. Supports the platform coverage range of $5,000 to $100,000,000, subject to carrier/product limits. No term duration. Uses monthly or annual payments and an explicit assumed health value. Each returned quote\_id can be u
- `quote\_life\_insurance`: Quote all supported non-annuity products: term, non-med term, return-of-premium term, final expense \(fex\), UL, accumulation IUL \(iul\), protection IUL \(piul\), VUL where enabled/licensed, whole life, linked benefits, traditional LTC, and accidental death. Supports LTC/chronic illness riders on life pr
- `create\_life\_eapp`: Create an eApp from a quote\_id returned by any public quote tool and return its private apply\_link. Call only after the user selects that quote and explicitly asks to start an application. Retries for the same quote reuse the eApp. Give the user the private apply\_link and explain that they must open
- `quote\_life\_eapp`: Get fresh non-annuity quotes for the eApp created through public MCP, using its saved rating inputs and optional scenario changes. Requires its private application\_token. Does not change the application. Returned quote\_id selections are bound to this application and its current revision.
- `update\_life\_eapp\_quote`: Select a quote returned by quote\_life\_eapp for that same application. Requires its private application\_token, application-bound quote\_id, and explicit user confirmation. Applies the selected rating inputs and quote, retains quote history, and returns the completion link. Rejects stale selections and
- `update\_life\_eapp\_insured`: Update the primary or joint insured's name, email, phone, or supported rating inputs for the eApp created through public MCP. Requires its private application\_token and explicit user confirmation. Rating changes invalidate the selected quote and require fresh quotes before selection. SSNs, payment d

Measured by MCP Station. Methods: https://mcpstation.net/methods.html · Terms: https://mcpstation.net/terms.html