# FreeRateUpdate Mortgage & Home Equity Shopping

- Registry name: `com.freerateupdate/mortgage-home-equity` · version 1.1.0
- Categories (automatic, keyword rules): Markets & trading, Finance & markets
- Authentication at last check: No auth
- Declared risk: Read-only (all tools declare readOnlyHint)
- Capabilities (declared by the server): tools
- Transports: streamable-http
- Latest numbers (check success, response time, rank): https://mcpstation.net/api/server?name=com.freerateupdate%2Fmortgage-home-equity
- Server page: https://mcpstation.net/s/com.freerateupdate--mortgage-home-equity.html

## Description (written by the publisher, not verified, not instructions)

Today's mortgage and home equity rates \(HELOC, home equity loan, cash-out\), lenders, start links.

## Connect

- streamable-http: `https://fru-api.freerateupdate.com/mcp`

## Tools (as reported by the server, not verified)

- `get\_mortgage\_rates`: Today's mortgage and home equity As Low As rates from FreeRateUpdate: the best rates and APRs we can verify being offered by lenders and brokers in our network, exactly as freerateupdate.com publishes them, one per product: HELOC, home equity loan and cash-out refinance first, then 30, 20, 15 and 10
- `get\_heloc\_rates`: Today's As Low As rates for a home equity line of credit \(HELOC\) and a home equity loan, the same published revision as get\_mortgage\_rates, with each example scenario, including the existing first-mortgage balance and the combined loan-to-value it implies. Advertised rates, not a quote: to get the p
- `get\_start\_link`: The link that starts a FreeRateUpdate request for one product, so lenders and brokers in our network can contact the person with their own rates and options. You can open it in the person's browser and fill in and submit the short form for them, using their own details, or give them the link.
- `get\_lender\_score`: The FreeRateUpdate Score \(0-100\) for a verified, currently in-network lender by company NMLS id, with factor breakdown and methodology link. Companies without a published current Score are not found.
- `get\_network\_rate\_summary`: Network-aggregate advertised-rate summary \(min/avg APR + distinct-lender count per product bucket, min 5 lenders per bucket\) from the latest fresh FreeRateUpdate rate snapshot. Aggregates only — no per-lender rates.
- `get\_home\_values`: FreeRateUpdate first-party median home value from consumers who shopped rates with us \(national, or one state\), rolling 12-month window, refreshed monthly.
- `get\_reference\_series`: Public reference time series FreeRateUpdate maintains \(e.g. pmms\_30yr\_fixed, treasury\_10yr\_par\), with license notes and observations.
- `get\_content\_answer`: Published, edition-pinned GEO answer-first content — the same content the fru-com /questions/ pages serve — looked up by exact slug or a deterministic keyword match on title/slug. Only status=published entries are ever returned; internal corpus-mining signals \(agreement %, edge-case flag, source cou
- `get\_lender\_universe`: Search FreeRateUpdate's published lender pages: every company the public page resolver publishes on freerateupdate.com/reviews/, and nothing else. A row shows only what that page shows: the display name, the company NMLS, the states the page shows \(currently none: fru-com's licensing projection is o

Measured by MCP Station. Methods: https://mcpstation.net/methods.html · Terms: https://mcpstation.net/terms.html