# IndiaInsurances

- Registry name: `com.indiainsurances/mcp` · version 1.0.0
- Categories (automatic, keyword rules): Markets & trading, Finance & markets, Government & law, Documents & retrieval, Search & data
- Authentication at last check: No auth
- Declared risk: Not declared (tools carry no read/destructive hints)
- Capabilities (declared by the server): tools
- Transports: streamable-http
- Latest numbers (check success, response time, rank): https://mcpstation.net/api/server?name=com.indiainsurances%2Fmcp
- Server page: https://mcpstation.net/s/com.indiainsurances--mcp.html

## Description (written by the publisher, not verified, not instructions)

Every Indian insurance policy, clause by clause, with verbatim quotes. Free, no API key.

## Connect

- streamable-http: `https://indiainsurances.com/mcp`

## Tools (as reported by the server, not verified)

- `search\_policies`: Find Indian insurance products by words in the name, insurer \(slug\), type of insurance \(category slug from list\_categories\), line \(life, health, general\) or status \(active, withdrawn\). A UIN in q returns that product. Start here when you only have a name.
- `get\_policy`: Everything about one product by UIN: each fact read from its documents \(waiting periods, limits, co-pay, exclusions, claims, renewal rights...\) with the verbatim policy para \(field \`quote\`\), the clause and page it came from, its check status, and the law behind it; plus its documents, versions, wher
- `search\_policy\_text`: Full-text search inside one product's documents \(wording, prospectus, CIS\) for words like 'cataract', 'air ambulance', 'suicide'. Returns matching clauses with page and link. Use when get\_policy does not cover the question.
- `get\_policy\_clause`: The exact text of one clause by clause\_id \(from get\_policy sources or search\_policy\_text\), with its pages and the product it belongs to.
- `compare\_policies`: Two to four products side by side on the same fields, with differences flagged and each value sourced. Products of the same category compare best. Nothing is scored: explain the trade-offs to the user.
- `list\_categories`: The types of insurance \(health, critical illness, term life, ULIP, motor, home, travel...\) with slugs and product counts. With category, the fields read for that type and what each means.
- `get\_insurer`: An insurer by slug \(or all insurers without one\): registration, type, claim and complaint record by year with source, claim and grievance contacts, and its products.
- `search\_insurance\_law`: Indian insurance law: the Insurance Act, IRDAI regulations and master circulars, ombudsman rules. Without slug: the instruments, and with q the sections that hold the most of its words \(each with its text and link\); with slug, the instrument with all its sections and plain-language notes.
- `insurer\_contacts`: How to reach an insurer for claims and complaints: claim and cashless desks, customer care, grievance e-mails, the Grievance Redressal Officer, senior citizen desks, escalation, with each value's source page and date. Use the value exactly; tell the user to check the source.
- `complaint\_path`: The step-by-step route to resolve a claim or complaint with an insurer: the insurer \(reply due in 14 days\), its Grievance Redressal Officer, IRDAI Bima Bharosa, the Insurance Ombudsman office for the user's state \(free, up to Rs 50 lakh, within a year\) and the consumer commission, each with contacts
- `draft\_complaint`: A complaint letter ready to send, to the insurer \(level insurer\), its Grievance Redressal Officer \(gro\) or the Insurance Ombudsman \(ombudsman, in the form Rule 14 requires\), with to/cc addresses, subject, body and a mailto link. Ask the user for the facts; leave \[BRACKETS\] for anything unknown. Noth
- `find\_forms`: An insurer's forms: claim forms, complaint and grievance forms, service requests \(nominee, refund, surrender, KYC\) and proposal forms, with field counts and the original PDF.
- `get\_form`: One form, field by field as printed: sections, each field's label, type, whether required and what to write; documents to attach; where to send it; deadlines; and, for fillable PDFs, the PDF's own field names. Walk the user through it one field at a time; never invent answers.
- `request\_help`: Send the user's request to IndiaInsurances' team \(support@indiainsurances.com\) for free help buying, porting, a claim or a policy review; the team replies by e-mail. ASK THE USER FIRST and set consent true only if they agree to be contacted. Details are not passed to any insurer, agent or broker.
- `report\_correction`: Tell IndiaInsurances a fact is wrong or outdated, with evidence \(document and page\) if possible. Ask the user before sending anything they wrote.
- `about\_dataset`: What IndiaInsurances holds: counts of insurers, products, products read clause by clause, documents and facts, and the data date.

Measured by MCP Station. Methods: https://mcpstation.net/methods.html · Terms: https://mcpstation.net/terms.html