# HMDA Mortgage Data

- Registry name: `com.olyport/hmda` · version 1.1.0
- Categories (automatic, keyword rules): Datasets & public data, Search & data
- Authentication at last check: No auth
- Declared risk: Not declared (tools carry no read/destructive hints)
- Capabilities (declared by the server): experimental, prompts, resources, tools
- Transports: streamable-http
- Latest numbers (check success, response time, rank): https://mcpstation.net/api/server?name=com.olyport%2Fhmda
- Server page: https://mcpstation.net/s/com.olyport--hmda.html

## Description (written by the publisher, not verified, not instructions)

Home mortgage lending patterns, denial rates, and fair lending data

## Connect

- streamable-http: `https://mcp.olyport.com/hmda/mcp`

## Tools (as reported by the server, not verified)

- `get\_mortgage\_data`: Get Home Mortgage Disclosure Act \(HMDA\) loan-level data. Returns mortgage application and origination records reported by financial institutions under HMDA. At least one geographic filter \(state or county\_fips\) is recommended to limit results. Args: state: Two-letter US state abbreviation \(e.g. 'CA'
- `get\_aggregate\_stats`: Get aggregate mortgage lending statistics for a geographic area. Returns summary statistics including total applications, originations, denials, and loan amounts. Useful for understanding overall lending activity in a state or county. Args: state: Two-letter US state abbreviation \(e.g. 'CA', 'TX'\).
- `get\_denial\_reasons`: Get mortgage denial reasons breakdown for a geographic area. Returns the distribution of denial reasons for mortgage applications that were denied. Useful for identifying barriers to homeownership in specific communities. Args: state: Two-letter US state abbreviation \(e.g. 'CA', 'TX'\). county\_fips:
- `get\_lending\_by\_race`: Get mortgage lending patterns disaggregated by race and ethnicity. Returns mortgage origination and denial data broken down by the race/ethnicity of the applicant. Useful for fair lending analysis and identifying disparities in mortgage access. Args: state: Two-letter US state abbreviation \(e.g. 'CA

Measured by MCP Station. Methods: https://mcpstation.net/methods.html · Terms: https://mcpstation.net/terms.html