# Hlídač spoření

- Registry name: `cz.hlidacsporeni/sporeni` · version 1.0.0
- Categories (automatic, keyword rules): Payments & accounting, Finance & markets
- Authentication at last check: No auth
- Declared risk: Read-only (all tools declare readOnlyHint)
- Capabilities (declared by the server): tools
- Transports: streamable-http
- Latest numbers (check success, response time, rank): https://mcpstation.net/api/server?name=cz.hlidacsporeni%2Fsporeni
- Server page: https://mcpstation.net/s/cz.hlidacsporeni--sporeni.html

## Description (written by the publisher, not verified, not instructions)

Czech savings accounts and term deposits: effective rates, net yield and conditions. Read-only.

## Connect

- streamable-http: `https://hlidacsporeni.cz/mcp`

## Tools (as reported by the server, not verified)

- `hlidac\_compare\_savings`: Rank Czech savings accounts \(spořicí účty\) by the effective interest rate \(úrok, sazba\) for a given deposit, with the net yield after the 15 % tax. The effective rate is computed for the WHOLE amount: many banks pay their headline rate only up to a limit \(e.g. Česká spořitelna 5,20 % only up to 400
- `hlidac\_compare\_term\_deposits`: Rank Czech term deposits \(termínované vklady\) for a deposit and a term \(délka v měsících\) by the rate \(úrok, sazba\), with the net yield for the whole term after the 15 % tax. Offers only for new clients \(noví klienti\) count only with client='new'; promotions \(akce\) can be excluded; need\_early\_withdr
- `hlidac\_get\_product`: Full detail of one product \(spořicí účet or termínovaný vklad\): rate bands, conditions, end of a promotion, deposit insurance \(pojištění vkladu\), early withdrawal, tax, when it was verified, and the facts we do not have \(unknown\). product\_id comes from hlidac\_compare\_savings or hlidac\_compare\_term\_d
- `hlidac\_plan\_allocation`: Split a sum across Czech savings accounts \(spořicí účty\) for the highest net yield, keeping each bank under the deposit insurance limit of 100 000 EUR per client and bank \(pojištění vkladů\), converted at today's ČNB rate unless eur\_czk is given. Only accounts whose conditions the client says they me

Measured by MCP Station. Methods: https://mcpstation.net/methods.html · Terms: https://mcpstation.net/terms.html