# Income Checker

- Registry name: `io.github.Tariqlearnstocode/incomechecker` · version 1.0.0
- Categories (automatic, keyword rules): Payments & accounting, Finance & markets
- Authentication at last check: No auth
- Declared risk: Can write (some tools are not declared read-only)
- Capabilities (declared by the server): tools
- Transports: streamable-http
- Latest numbers (check success, response time, rank): https://mcpstation.net/api/server?name=io.github.Tariqlearnstocode%2Fincomechecker
- Server page: https://mcpstation.net/s/io.github.Tariqlearnstocode--incomechecker.html

## Description (written by the publisher, not verified, not instructions)

Income and rent calculators, pay stub math checks, and bank-based income analysis tools.

## Connect

- streamable-http: `https://incomechecker.com/mcp`

## Tools (as reported by the server, not verified)

- `how\_to\_verify\_income`: Explains how to check or verify a person’s income \(a tenant, applicant, borrower, guarantor, investor, or yourself\), including bank-based income analysis, pay stubs, and their limits. Use when someone asks how to verify, check, or prove income.
- `start\_income\_verification`: Returns the link and steps to request a bank-based income report from Income Checker for a tenant, applicant, borrower, or yourself. Use when the user wants to actually verify or check someone’s income, not just learn how.
- `monthly\_income\_from\_pay`: Converts a pay amount \(hourly, weekly, every two weeks, twice a month, monthly, or annual\) into gross monthly, annual, biweekly, weekly, and hourly income.
- `rent\_to\_income`: Income needed for a given rent \(2.5x, 3x, 3.5x rules\), the max rent for a given income at 3x, or the rent-to-income ratio when both are given. Pass monthly figures.
- `rent\_affordability`: Affordable rent from gross monthly income using the 30% rule, the 3x-rent rule, a 25-30% comfortable range capped at 36% total debt, and 50/30/20.
- `debt\_to\_income`: Front-end \(housing\) and back-end debt-to-income ratios with common lender bands.
- `prorated\_rent`: Rent owed for a partial first month, from the move-in date through the end of that month.
- `check\_pay\_stub\_math`: Checks the figures on a pay stub for internal inconsistencies: gross minus deductions vs net, hours × rate, Social Security and Medicare rates, pay period length, pay date, year-to-date totals, and suspiciously round numbers. Read the numbers off the stub and pass them in. Flags items for follow-up;
- `get\_account`: Shows the signed-in user’s email and how many verification credits they have left.
- `buy\_credits`: Creates a secure Stripe checkout link for a pack of non-expiring verification credits. Packs: 1 for $5.00, 3 for $15.00, 5 for $25.00, 10 for $50.00, 25 for $125.00, 50 for $250.00. Give the user the link to pay; credits are added once payment completes.
- `send\_verification\_request`: Uses one credit to create a bank-based income check and emails the applicant a secure link to connect their bank through Plaid. Confirm the applicant’s name and email with the user before calling. The report is ready after the applicant connects; check it with list\_verifications or get\_report.
- `list\_verifications`: Lists the signed-in user’s income verification requests, newest first, with status and report links.
- `get\_report`: Returns the income analysis for a completed verification: estimated monthly income, income sources, other deposits, and account balances. Present figures as estimates, never as verified or approved income.

Measured by MCP Station. Methods: https://mcpstation.net/methods.html · Terms: https://mcpstation.net/terms.html