# KeyReady — Australian home loan readiness

- Registry name: `io.github.silas-dsc/keyready` · version 1.0.0
- Categories (automatic, keyword rules): Payments & accounting, Finance & markets, Government & law
- Authentication at last check: No auth
- Declared risk: Can write (some tools are not declared read-only)
- Capabilities (declared by the server): tools
- Transports: streamable-http
- Latest numbers (check success, response time, rank): https://mcpstation.net/api/server?name=io.github.silas-dsc%2Fkeyready
- Server page: https://mcpstation.net/s/io.github.silas-dsc--keyready.html

## Description (written by the publisher, not verified, not instructions)

Australian home loan readiness: \~90 lenders' rules, stamp duty, grants, 5% Deposit Scheme, rates

## Connect

- streamable-http: `https://mcp.keyready.au/mcp`

## Tools (as reported by the server, not verified)

- `assess\_home\_loan\_readiness`: Check a borrower’s situation against each Australian lender’s published rules. Returns how many lenders it fits, borrowing power, LVR, stamp duty, grants, 5% Deposit Scheme eligibility, profession LMI waivers, the fastest fixes and a link to the full interactive report.
- `calculate\_stamp\_duty`: Exact 2026–27 transfer \(stamp\) duty for any Australian state or territory, including first home buyer concessions, owner-occupier rates, the First Home Owner Grant and foreign purchaser surcharge.
- `check\_5\_percent\_deposit\_scheme`: Check eligibility for the Australian Government 5% Deposit Scheme \(First Home Guarantee\) or Family Home Guarantee \(single parents, 2% deposit\), including the property price cap for the area.
- `list\_lender\_rates`: Live variable principal-and-interest home loan rates, each with its comparison rate, at a given LVR from lenders’ Open Banking product data \(as of 2026-10-27\). Lender names are masked. Always show the comparison rate beside each rate, with the warning returned.
- `refer\_to\_broker`: Send the user’s situation and readiness report to Goodlend Mortgage Brokers, a licensed mortgage broker, who will contact them. ONLY call this after you have shown the user this disclosure and they have explicitly agreed in this conversation: This site is run by Goodlend Mortgage Brokers \(Gariwed Fa

Measured by MCP Station. Methods: https://mcpstation.net/methods.html · Terms: https://mcpstation.net/terms.html