# io.github.sjgiewont/if-the-card-fits

- Registry name: `io.github.sjgiewont/if-the-card-fits` · version 1.0.0
- Categories (automatic, keyword rules): Maps, location & weather, Utilities
- Authentication at last check: No auth
- Declared risk: Not declared (tools carry no read/destructive hints)
- Capabilities (declared by the server): tools
- Transports: streamable-http
- Latest numbers (check success, response time, rank): https://mcpstation.net/api/server?name=io.github.sjgiewont%2Fif-the-card-fits
- Server page: https://mcpstation.net/s/io.github.sjgiewont--if-the-card-fits.html

## Description (written by the publisher, not verified, not instructions)

Which credit cards a household should carry, simulated over 5 years on weekly-verified terms.

## Connect

- streamable-http: `https://ifthecardfits.com/mcp`

## Tools (as reported by the server, not verified)

- `spending\_categories`: The 19 categories this API scores spending against. Call this first and map the person's statement onto these ids before calling simulate\_cards.
- `simulate\_cards`: Given a year of spending by category, returns the three best credit cards and the best two-card combination, with what each is worth after its annual fee over the chosen horizon. Figures come from a model checked to the cent against an independent reference calculator, against card terms a person ve
- `keep\_or\_cancel`: For cards the person already carries, says whether each one still earns its annual fee back on their spending, and what to move to if not. Pass the cards as \`held\`. Returns a verdict and a rounded yearly margin.
- `compare\_two`: Two named cards head to head on the person's own spending: which one pays more, and by how much a year. Use this when they are choosing between two specific cards. For 'what should I get', use simulate\_cards instead.

Measured by MCP Station. Methods: https://mcpstation.net/methods.html · Terms: https://mcpstation.net/terms.html