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RateZip Bank Deposit and Mortgage Rates

com.ratezip/rates · v1.0.0

Measured by MCP Station

Last check	Reachable
Checked at	—
Check success 7 / 30 days	—
First-try success 30 days	—
Median response	—
Lookups 30 days	—
Authentication	No auth
MCP version	2025-06-18
Rank score	—
Declared risk	Read-only (all tools declare readOnlyHint)
Capabilities declared	resources, tools
Tool definitions	5 tools · with description 100% · input schema is an object 100% · read/destructive hints 100%

Description written by the publisher, not verified

Live US savings, CD, mortgage & HELOC rates with source + timestamp on every figure.

Connect

streamable-http · https://mcp.ratezip.com/mcp

claude mcp add --transport http rates https://mcp.ratezip.com/mcp

{
  "mcpServers": {
    "rates": {
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

Tools as reported by the server

compare_deposit_options
Compare observed US savings and CD APYs for a balance, holding period, state, monthly-fee and direct-deposit requirements. Returns sourced facts, unknown/conflicting terms and conditional gross-interest illustrations. Unknown terms never count as a match. No eligibility decision, personalized offer,
get_savings_rates
Current savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages. Every row carries an observation timestamp, source, and staleness status. Optional balance/state/credit_score personalize the results transparently (balance resolves the applicable tier
get_cd_rates
Current CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status). Pass term_months (e.g. 3, 6, 12, 24, 36, 60) to filter to one term; omit for all terms grouped by term. Factual comparison
get_mortgage_rates
Current mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, and staleness status. No third-party national-average benchmark is redistributed. Loan types include
calculate_deposit_earnings_difference
Illustrative annualized earnings difference between two savings APYs for a given balance and horizon. Defaults: current = FDIC national average savings rate, comparison = highest RateZip-observed savings APY. States every omission (taxes, penalties, rate changes, tiers, availability). Not financial

Website · JSON · Text for agents · Registry updated 2026-08-09